ORDÓÑEZ PARRA, Y.; LUCÍN VELIZ, S.; ZAMORA ZAMORA, G.; VILLALPANDO CADENA, P. Matrix of forgotten effects in the financial context of banks and cooperatives in Ecuador at the time of investment. Journal of business and entrepreneurial studie, [S. l.], v. 9, n. 1, p. 77–96, 2025. DOI: 10.37956/jbes.v9i1.387. Disponível em: https://journalbusinesses.com/index.php/revista/article/view/387. Acesso em: 6 dec. 2025.